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Affordable Medical Aid For Students From Only R435 Per Month*

If you are an international student and need medical insurance to register at a South African university, this is the plan for you!

Medical aid with a twist.

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Leave your details and a CompCare customer specialist will give you a call to finalise your application.

Q

Medical aid with a twist.

ARE YOU READY?

Leave your details and a CompCare customer specialist will give you a call to finalise your application.

Q

The Low-Down

Say hello to the NetworX option from CompCare. NetworX has been specifically designed for students and offers essential cover within a contracted provider network for in-and-out of hospital services. What’s more it is the most affordable student option on the South African medical schemes market and that’s a fact.

THE BEST PART

REAL BENEFITS

When it comes to your
healthcare needs,
we’ve got you covered.

WE MAKE IT EASY

Access and view your medical scheme option, benefits and claims anywhere, anytime.

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Not ready to sign up just yet? Let one of our friendly support specialists call you back to discuss what you need.

The NetworX Benefits

Day-to-day services paid from the Annual Flexi Benefit (AFB) at 100% at the Agreed Tariff (AT)

Specialist consultations, basic dentistry, optometry, out of network visits and emergency room visits for non-emergency consultations.

The Details

Annual Flexi Benefit (AFB)

R3 200 per beneficiary per year
R4 780 per family per year

 

  • Specialist consultations – limited to two per beneficiary, maximum of three per family, subject to referral by a Universal Network GP, pre-authorisation required. Referrals limited to specialists in DSP Network hospitals only.
  • Basic dentistry – limited to one consultation per beneficiary including preventative care, infection control, fillings, extractions and dental X-rays at a Universal Network dentist –
    R1 650 per beneficiary up to
    R2 750 per family, subject to AFB.
  • Optometry – limited to one test per beneficiary every 24 months, including lenses – clear plastic lenses for single vision and frames limited to R910 per beneficiary. Bi-focals and frames limited to
    R1 455 per beneficiary at a Universal Network optometrist, subject to AFB.
  • Hospital emergency room/casualty emergency visits for non-emergency consultations.

Services Covered in Hospital

100% of the agreed tariff (AT), subject to the Overall Annual Limit, pre-authorisation and Network DSP hospitals. All treatment in hospital is subject to case management and scheme protocols.

The Details

100% of the agreed tariff (AT), subject to the Overall Annual Limit, pre-authorisation and Network DSP hospitals. All treatment in hospital is subject to case management and scheme protocols.

 

  • GPs and specialists.
  • Ward fees – general, ICU and high care.
  • Theatre fees.
  • Medication while in hospital.
  • Blood transfusions.
  • Oncology.
  • Surgical prostheses (PMB only).
  • Clinical technologists limited to R11 000 per family.
  • Radiology – MRI, CT and PET scans.
  • Pathology.
  • Confinements.
  • Psychiatric treatment limited to 21 days in hospital.
  • Organ and bone marrow transplants, plasmapheresis and renal dialysis (PMB only).
  • Cover for injuries sustained whilst participating in professional sports.
  • Emergency medical treatment for injuries resulting from accidents or trauma.
  • Physiotherapy – limited to R2 500 per family.
  • Combined auxiliary services limit in and out of hospital.
  • Alcoholism, drug dependence and narcotism.

Wellness: Lifestyle and Preventative Care

When it comes to your health and wellbeing, we’ve got you covered, having taken extra care to ensure that you have the necessary benefits at your disposal when you need them most.

The Details

Paid From Risk

  • Blood pressure, blood sugar, cholesterol, BMI and waist circumference – one measurement per beneficiary over the age of 18 years. Limited to R200 per event.
  • Flu vaccinations – one vaccination per beneficiary per annum.
  • HIV tests
  • Emotional wellness benefit – unlimited telephonic counselling sessions with a psychologist or social worker with an option for referral for face-to-face counselling up to a maximum of 3 sessions per year. Subject to clinical protocols.

    Unlimited Day-to-day services (not subject to the Annual Flexi Benefit AFB)

    GP visits through the Universal Network of GPs, Acute medicine as prescribed by your Universal Network GP (medicine formulary applies), basic radiology and pathology as referred by your Universal Network GP (specific codes apply).

    The Details

    Not Subject to The Annual Flexi Benefit (AFB)

    Services Subject to the use of the Universal Provider Network.

    • GP visits – unlimited at a Universal Network GP, subject to clinical necessity. Clinical motivation may be required to authorise more than 3 GP visits per beneficiary per year.
    • Two out-of-network visits per beneficiary per annum. A 20% co-payment applies. Members are required to pay at point of service and claim back from the scheme. Benefits per event (including medicines, pathology and radiology) and excluding facility fees are limited to R1100 per event.
    • Acute medication – unlimited if prescribed by a Universal Network GP, or by a specialist provided member referred by a Universal Network GP. Subject to formulary. A 25% co-payment will apply if medicine is not on the formulary. No cover for non-formulary medicines unless otherwise pre-authorised. No cover in case of voluntary use of non-Universal providers, or voluntary use of specialist without referral by a Universal Network GP.
    • Basic radiology – unlimited, subject to specific codes- referral by a Universal Network GP required.
    • Basic pathology – unlimited, subject to specific codes- referral by a Universal Network GP required.
    The Details

    Annual Flexi Benefit (AFB)

    R3 200 per beneficiary per year
    R4 780 per family per year

     

    • Specialist consultations – limited to two per beneficiary, maximum of three per family, subject to referral by a Universal Network GP, pre-authorisation required. Referrals limited to specialists in DSP Network hospitals only.
    • Basic dentistry – limited to one consultation per beneficiary including preventative care, infection control, fillings, extractions and dental X-rays at a Universal Network dentist –
      R1 650 per beneficiary up to
      R2 750 per family, subject to AFB.
    • Optometry – limited to one test per beneficiary every 24 months, including lenses – clear plastic lenses for single vision and frames limited to R910 per beneficiary. Bi-focals and frames limited to
      R1 455 per beneficiary at a Universal Network optometrist, subject to AFB.
    • Hospital emergency room/casualty emergency visits for non-emergency consultations.
    The Details

    100% of the agreed tariff (AT), subject to the Overall Annual Limit, pre-authorisation and Network DSP hospitals. All treatment in hospital is subject to case management and scheme protocols.

     

    • GPs and specialists.
    • Ward fees – general, ICU and high care.
    • Theatre fees.
    • Medication while in hospital.
    • Blood transfusions.
    • Oncology.
    • Surgical prostheses (PMB only).
    • Clinical technologists limited to R11 000 per family.
    • Radiology – MRI, CT and PET scans.
    • Pathology.
    • Confinements.
    • Psychiatric treatment limited to 21 days in hospital.
    • Organ and bone marrow transplants, plasmapheresis and renal dialysis (PMB only).
    • Cover for injuries sustained whilst participating in professional sports.
    • Emergency medical treatment for injuries resulting from accidents or trauma.
    • Physiotherapy – limited to R2 500 per family.
    • Combined auxiliary services limit in and out of hospital.
    • Alcoholism, drug dependence and narcotism.
    The Details

    Paid From Risk

    • Blood pressure, blood sugar, cholesterol, BMI and waist circumference – one measurement per beneficiary over the age of 18 years. Limited to R200 per event.
    • Flu vaccinations – one vaccination per beneficiary per annum.
    • HIV tests
    • Emotional wellness benefit – unlimited telephonic counselling sessions with a psychologist or social worker with an option for referral for face-to-face counselling up to a maximum of 3 sessions per year. Subject to clinical protocols.
      The Details
      Not Subject to The Annual Flexi Benefit (AFB)

      Services Subject to the use of the Universal Provider Network.

      • GP visits – unlimited at a Universal Network GP, subject to clinical necessity. Clinical motivation may be required to authorise more than 3 GP visits per beneficiary per year.
      • Two out-of-network visits per beneficiary per annum. A 20% co-payment applies. Members are required to pay at point of service and claim back from the scheme. Benefits per event (including medicines, pathology and radiology) and excluding facility fees are limited to R1100 per event.
      • Acute medication – unlimited if prescribed by a Universal Network GP, or by a specialist provided member referred by a Universal Network GP. Subject to formulary. A 25% co-payment will apply if medicine is not on the formulary. No cover for non-formulary medicines unless otherwise pre-authorised. No cover in case of voluntary use of non-Universal providers, or voluntary use of specialist without referral by a Universal Network GP.
      • Basic radiology – unlimited, subject to specific codes- referral by a Universal Network GP required.
      • Basic pathology – unlimited, subject to specific codes- referral by a Universal Network GP required.

      In-Hospital Benefits

      Unlimited – subject to scheme protocols.

      The Details

      Prescribed Minimum Benefits:

      Overall Annual Limit (OAL) for non-PMB and elective admissions:
      R1 260 000 per family per year.

      Cover for Chronic Conditions

      27 chronic conditions covered.

      The Details

      27 chronic conditions covered
      Chronic medication is subject to the Core Formulary list of medicines and a Formulary Reference Price (FRP). Members are required to register for all chronic conditions.

       

      • Chronic medication is unlimited, subject to the medicine formulary and if prescribed by a Universal Network Provider and dispensed within a Universal Network pharmacy or dispensing Universal network GP. Any voluntary use of chronic medicine prescribed by out-of-network providers and any non-formulary medicines are for the member’s own account, unless pre-authorised by the medical advisor. PMB rules apply.
      • Subject to formulary reference pricing.
      The Details

      Prescribed Minimum Benefits:

      Overall Annual Limit (OAL) for non-PMB and elective admissions:
      R1 260 000 per family per year.

      The Details

      27 chronic conditions covered
      Chronic medication is subject to the Core Formulary list of medicines and a Formulary Reference Price (FRP). Members are required to register for all chronic conditions.

       

      • Chronic medication is unlimited, subject to the medicine formulary and if prescribed by a Universal Network Provider and dispensed within a Universal Network pharmacy or dispensing Universal network GP. Any voluntary use of chronic medicine prescribed by out-of-network providers and any non-formulary medicines are for the member’s own account, unless pre-authorised by the medical advisor. PMB rules apply.
      • Subject to formulary reference pricing.

      To obtain the registered scheme rules approved by the Council of Medical Schemes, please email your request through to compcare@universal.co.za.

      We’re all about you and your future

      You are passionate about the future and we have a passion for life.

      WHAT ELSE DO WE OFFER?

      WHAT ELSE DO WE OFFER?

      CompCare Wellness Medical Scheme is administered by Universal Healthcare Administrators (Pty) Ltd

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